Elevate Your Home Buying Experience With a Trusted Brand

Take the first step towards securing the home of your dreams by getting pre-qualified through us.


Get pre-qualified

A Comprehensive Solution for Your Home Financing Needs

Whether you’re embarking on your home-buying journey or ready to make an offer, Realtor State Home Loans is your one-stop shop for all your financing needs.

Determining Your Budget

I plan to buy in 3- 6 months
Decide on a comfortable budget for your home purchase to better prepare for your search and ensure a seamless process.

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Calculate Your Affordability


Learn About Home Buying

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Search for the Right Home

I plan to buy in 3- 6 months
Shop confidently knowing that you qualify for the desired amount with Realtor State Home Loans, providing peace of mind throughout your home-buying experience.

Get pre-qualified

NMLS # 1892952

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Making offers

I plan to buy in less than 3 months

Consult with a Realtor State Home Loans loan officer to compare various financing options and choose the one that best suits your needs.


Start a Call

NMLS # 1892952

Compare Home Loan Options

Purchase
Refinance
Purchase

Conventional Loan

Minimum 3% down payment

  • Fixed-rate options
  • 15-, 20-, or 30-year terms offered
  • PMI required with <20% down


Get Pre-Aprroved

FHA Loan

Minimum 3.5% down payment

  • Popular with first-time buyers
  • Flexible credit requirements
  • Mortgage insurance is required


Get Pre-Aprroved

VA Loan

Minimum 0% down payment

  • Competitive interest rates
  • Reduced closing costs
  • No PMI


Get Pre-Aprroved

Refinance

Rate and term refinance

Adjust your loan terms

  • Remove PMI
  • Shorten or extend how long you’ll pay on your home
  • Fixed and adjustable rate options available

Streamline refinance

No credit check or appraisal

  • Less hassle than traditional refinance processes
  • Existing government-backed mortgage required

Cash-out refinance

Get cash and a new home loan

  • Get up to 80% of home’s value
  • Use your cash however you’d like
  • Conventional and government-backed options available

Rate and term refinance

Explore the possibility of saving money on your monthly payment and over the life of your loan by considering refinancing.


Refinance My Home


Need 1:1 help? Contact with one of our loan officers.

Our Realtor State Home Loans loan officers are here for you. Give us a call at (401) 500-7702


Start a Call

NMLS # 1892952

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Why Choose Realtor State Home Loans

Discover how our experienced team has assisted numerous customers on their home-buying journey, ensuring satisfaction and success.

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Ready for a Mortgage? We’ve Got You Covered

Join the ranks of thousands of satisfied customers who have successfully purchased their homes with Realtor State Home Loans.


Get pre-qualified

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